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Dakota Prairie Bank strives to make banking as easy and convenient as possible for you.

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Individual Retirement Account (IRA)

An IRA is a type of account established by congress to assist people with planning for their retirement needs. Generally, money put into an IRA cannot be taken out before age 59 1/2 without penalty from the IRS (there are exceptions to this rule). The hope of Congress was that by establishing these retirement plans, people who do not have retirement plans available to them at their place of employment would begin a savings plan using this type of account.

Dakota Prairie Bank offers the following types of IRA accounts:

  • Roth IRA
  • Traditional IRA
  • Educational IRA
  • SEP IRA (if you are the owner of a small business

There is a minimum deposit amount of $100.00 to open any type of IRA. Dakota Prairie Bank offers competitive rates on IRAs. Please call or stop in and talk to our friendly staff to find out the current rates.