Dakota Prairie Bank

Banking

More information

Loans

More information

Insurance

More information

Services

More information

Home » About Us » Frequently Asked Questions

Frequently Asked Questions

Q: Are there any fees or service charges associated with a regular checking account?
A: No. Dakota Prairie Bank’s regular checking account does not have a minimum monthly balance requirement to avoid charging service fees.
Q: How much coverage does FDIC insurance provide on my deposit accounts?
A: The basic insurance amount is $250,000 per depositor per insured bank. If you or your family have deposits at one insured bank totaling more than $250,000, you should know that different ownership categories of accounts are separately insured. You may qualify for more than $250,000 in coverage at one insured bank if you own deposit accounts in different ownership categories. Common Bank Deposit Ownership categories include single accounts, self-directed retirement accounts, joint accounts and revocable trust accounts. The FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies or annuities. For more information, go to www.fdic.gov/deposit/ or click on the link on our home page.
Q: Can I do most of my banking on-line?

A: Dakota Prairie Bank offers a variety of online banking services. Retail On-line allows customers access their accounts 24 x7.   From Retail On-line you can transfer money between accounts, sign-up for e-statements, enroll in check Free Bill Pay, or download our Mobiliti App.

The Mobiliti App offers easy access through your mobile phone or tablet. Included with the Mobiliti App is Mobile Deposit, which allows you to deposit checks from anywhere with your device.

Q: Can I speak to someone about my account by telephone?

A: You may call any of our locations during regular business.  After a short verification process, our staff will be happy to give you account information or answer your questions.

Q: Are wire transfers possible to and from my Dakota Prairie Bank account?
A: Yes. Funds can be transferred to and from Dakota Prairie Bank accounts by wire transfer. If you need to wire funds please contact the bank for wire instructions.
Q: Are there fees to use my Advantage ATM/Debit Card?

A: When you use your Advantage ATM card for a cash withdrawal at an ATM displaying the Advantage Privileged status logo, to make a point of sale purchase, or to get cash back with a point of sale purchase, there is no service fee associated with the transaction. If you use your card at an ATM outside of the Advantage network, or at a non Privileged status Advantage ATM you may be charged a service fee for the transaction. For a complete list of Advantage ATMS and other perks that may be available to you; go to https://advantage-network.com/cardholders.

Q: How do I sign up for Internet Banking?

A:  You can self-enroll by completing the on-line application.  From our home page, inside the Internet Banking section, make sure the “Retail Online” radio button is selected and click “Enroll Now”.  

For security reasons, the Social Security number and e-mail address entered must match the information we have on file at the bank.

Business On-line customers, customers wishing to originate ACH transactions for business purposes, may contact any of our bank locations to complete the application process.

Q: How frequently is my account updated?
A: Dakota Prairie Bank processes deposits and withdrawals to your account throughout the day. The Current Day Activity will show you transactions being presented on your account the current business day.
Q: Can I make a payment to my Ready Reserve or loan?
A: Yes. Pay down your Ready Reserve or make your Dakota Prairie Bank loan payment by completing a transfer from your Dakota Prairie Bank checking or savings account to your ready reserve or loan account.
Q: Is there a fee for Internet Banking?

A: Retail On-Line access, e-statements, the Mobiliti App, and Mobile Deposits are free services offered to our customers.

There is a small monthly fee for Check Free Bill Pay. 

Other fees may apply to Business Online customers for originating ACH files and check scanning.

Our Locations

Fort Pierre

Main Office

View Bank Hours

1204 Yellowstone Street
PO Box 790
Ft. Pierre, SD 57532

Toll Free: 1-877-200-0079
Phone: 605-223-2337
Fax: 605-223-2304

Presho

Branch

View Bank Hours

211 Main Street
PO Box 190
Presho, SD 57568

Toll Free: 1-800-590-2265
Phone: 605-895-2595
Fax: 605-895-2228

Draper

Branch

View Bank Hours

100 Main Street
PO Box 158
Draper, SD 57531

Toll Free: 1-800-593-2265
Phone: 605-669-2401
Fax: 605-669-2770

White River

Branch

View Bank Hours

425 N Main Street
PO Box 288
White River, SD 57579

Phone: 605-259-3500
Fax: 605-259-3503

Member FDIC
Equal Housing Lender
Website Design and Hosting by Factor 360

You are now leaving The Dakota Prairie Bank website.

We do not endorse, approve, certify, or control external sites and do not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them. To remain at our site, click Cancel. To leave our site for the link you selected, click OK. Thank you for visiting our site!

Click here to continue

You are now leaving The Dakota Prairie Bank website.

We do not endorse, approve, certify, or control external sites and do not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them. To remain at our site, click Cancel. To leave our site for the link you selected, click OK. Thank you for visiting our site!

Click here to continue

You are now leaving The Dakota Prairie Bank website.

We do not endorse, approve, certify, or control external sites and do not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them. To remain at our site, click Cancel. To leave our site for the link you selected, click OK. Thank you for visiting our site!

Click here to continue

You are now leaving The Dakota Prairie Bank website.

We do not endorse, approve, certify, or control external sites and do not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them. To remain at our site, click Cancel. To leave our site for the link you selected, click OK. Thank you for visiting our site!

Click here to continue